Your calm self knows your plan. Your panicked self forgets it. Write your rules and a short letter while markets are quiet. When stocks fall 10%, 20% or 30%, we email it to you automatically, with what history says about drops like this one.
Ulysses knew he couldn't trust himself when the Sirens sang, so he had his crew tie him to the mast before the ship got close. Your letter is your mast: decided now, while you're calm.
Write my letter, free What to do in a crash"The time to decide what you'll do in a crash is before the crash." It's the oldest advice in investing. Tie to the Mast makes sure you actually hear it at the right moment.
Why you invest, what you will and won't do in a drop, and who you're doing it for. Five minutes.
Choose the drops that should trigger delivery: 10%, 20%, 30% or 40% below the high. S&P 500, Nasdaq-100 or the TSP C Fund.
The morning after the market crosses your line, your letter arrives, with a one-page history of past drops and how long they lasted. Copy a spouse or friend if you want backup.
What matters this week, what to avoid, and why doing less is usually the move.
Moves that make sense no matter where the market goes next, and a plan if your job is at risk.
What history says, the scams that spike, and hope with real numbers.
A short "state of the drop" every week, then a climb-back guide when the market recovers.
Free. Plain English. No predictions, no products, no "move your money now." Read the full Crash Companion guide.
This is exactly what you'll receive. History uses S&P 500 monthly prices since 1950 (price only); 2020 uses daily closes.
$0
$29 / year
Credit unions, employers, advisors
No. You write the rules, in your own words. We never tell you to buy, sell or move anything, and we don't send predictions or signals. We only deliver your letter and the historical record.
Nobody, unless you add a partner. Letters are stored privately and used only to deliver them to you. Delete everything with one click from any email.
Every weekday morning we check the previous close against its all-time high, using public index data. When it crosses one of your levels, your letter goes out once. It resets after the index makes a new high.
No. No ads, no affiliate links, no selling your data. Paid plans and organizations fund it.
Then you never hear from us, except a yearly reminder (Steady plan) to reread your rules. That's a good outcome.